Keep the habit. Drop the data entry.

No. Upload the sheet on this page, check what we found and see the total. Nothing is saved until you choose to create a free account, which takes one Google sign-in. If you close the tab instead, nothing is kept.

Yes. Upload the Excel or CSV file as it is; from Google Sheets, download it as Excel first. We find the tables in each tab, work out which columns are quantities, prices and names, and show you the result to confirm before anything is saved. Stocks, mutual funds, bank balances, EPF, PPF, loans, gold and silver come in directly. Fixed deposits and property need a few details the sheet usually doesn’t have, so you fill those in on the review screen, and property is added after signup.

You see every table and column mapping before anything is saved, and can change any of them. After importing, one click undoes the whole import for 30 days. Our total is shown next to your sheet’s total so you can tell at a glance.

Some of it, honestly. A sheet is better for one-off projections, what-if scenarios and anything you want to model your own way. The tracker is better at the recurring job: valuing what you own, keeping history and showing the family in one place. Many people keep a small sheet for planning and let the tracker hold the balance sheet.

Anything with a market price does: Indian and US stocks, mutual funds, gold, silver and the USD/INR rate update every day. Balances only you can see, such as EPF, PPF, FDs, bank accounts and property, you update when you check them. We nudge you when one goes stale. Nothing connects to your bank or your EPFO login.

It is read in your browser and not uploaded or stored. To work out the layout, we send the tab names, the header rows and a few sample rows of each table to our server and to the AI model that reads layouts. To show the total, we send the rows you confirmed, and we keep them for 24 hours only if you click save, so they are waiting when you sign in. Account numbers are removed before any of this happens.

Your sheet stays yours, so keep it as the archive. Inside the app, every holding, balance and daily snapshot is visible on its own page. On Pro, an AI assistant connected over MCP can read all of it. There is no one-click file export yet.

Starter is free with no card: every asset class, spreadsheet import, two family members, one bank account per member, one property and 90 days of history. Pro is ₹199 a month or ₹1,499 a year and adds Zerodha Kite sync, unlimited members, accounts, properties and history.

A sheet in your Drive is as safe as your Google account. Here you also sign in with Google, we never ask for a bank or broker password, Zerodha connects through OAuth, and the business runs on subscriptions, not on your data.

Yes, and it needs no signup. It is a normal spreadsheet you can keep forever. When you are ready, upload it and every tab is recognised automatically.